Well, the Federal Government is busy again to make our lives better. They are passing more regulations to keep us safe and to make sure we make the right decisions for ourselves. After all, I’m sure we would make a real mess of our lives if we got to make our own decisions.

There are two areas recently that could prove to hurt a lot of people. One of those areas is the need to pay salaried workers overtime pay. They are raising the income from just over $23,000 to over $47,000. This means that if you used to pay a salaried employee more than $24,000, you didn’t have to pay overtime.

Now, you have to pay them over $47,000 to not have to pay them overtime. The Governments suggestions are to either pay the overtime, pay them over $47,000 or don’t let them work over 40 hours per week.

Of course I’m sure none of this extra money that employers will have to come up with to comply with these new regulations will cause anything to cost more. And I am sure this will drastically improve the employees situation with no ill effects.

Much like Obamacare, this will affect employees and consumers alike. Good thing we have the government helping us employers out!

The other regulation is new rules on payday loans. I guess too many people have trouble paying bills so they have to get short term loans to help pay bills and they pay a lot in fees to do this.

Of course we can’t expect loan companies to make high risk loans like this and charge higher fees to offset their risk. It’s ridiculous that they would actually try to make a profit off of their business!

So the government is planning on basically regulating these businesses out of existence. That will really help some family the next time they need a loan but can’t get one to pay their rent or to buy groceries!

Oh, what would we do without the government helping us out so much? No wonder Ronald Reagan said, “The nine worst words you can hear are ‘I’m from the government, and I’m here to help.’ ”